Terms of use

Acceptance of these terms

By using this website, you agree to these terms of use. If you don't agree with them, please don't use the site.

Not financial advice

The calculators on this site provide estimates for general guidance only. They do not constitute financial, mortgage, or investment advice, and nothing on this site should be relied upon as a substitute for advice from a qualified, FCA-regulated mortgage adviser or financial adviser. We are not authorised or regulated by the Financial Conduct Authority (FCA), and this site does not arrange, broker, or recommend any specific mortgage product or lender.

Accuracy of figures

We aim for the calculations on this site to be mathematically correct for the figures you enter, but we make no guarantee of accuracy, completeness, or suitability for your circumstances. Figures do not include fees, insurance, or other costs a real mortgage may involve — see the "What this calculator doesn't include" section on the calculator page for details. Always confirm final figures with a lender or qualified adviser before making financial decisions.

Limitation of liability

To the fullest extent permitted by law, we accept no liability for any loss or damage arising from your use of this site or reliance on any figures it produces, whether direct, indirect, or consequential. The site is provided "as is" without warranties of any kind.

Intellectual property

The design, text, and code of this site are owned by us unless otherwise stated. You're welcome to use the calculators for personal, non-commercial purposes. Please don't copy, republish, or scrape the site's content or code without permission.

Third-party links and services

This site may link to or use third-party services (such as Google Fonts and Google Analytics). We aren't responsible for the content, accuracy, or practices of third-party sites or services. See our privacy & cookies policy for details on what these services do.

Changes to these terms

We may update these terms from time to time. Continued use of the site after changes are posted means you accept the updated terms.

Governing law

These terms are governed by the laws of England and Wales, and any disputes will be subject to the exclusive jurisdiction of the courts of England and Wales.

Contact

Questions about these terms can be sent to contactus@mortgagecalculator247.co.uk.